Need an appraisal in STEVENSVILLE or Queen Annes County?Check out the top 7 reasons Maryland homeowners need Richard Mulderick FVM Appraisals:
At Richard Mulderick FVM Appraisals, we understand the individual needs of a homeowner looking for appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them. Pre-listing Services/For Sale by OwnerIt's very hard to be objective about your house because you most likely have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your home will attract buyers, a professional appraisal is a very valuable negotiating tool once you have a likely buyer. It's something tangible to show the buyer. It's an independent third party's opinion of your home's value, and not just you saying how much your home is worth. Potential buyers assume that you have an emotional attachment to your home and will be much more likely to give credibility to an expert appraiser's value conclusion than yours.Challenge Queen Annes County's assessment of your propertyYour local tax assessor may have your home overvalued if your home not appreciating as much as other homes close by. This means you are paying higher taxes than you should be paying. The sooner you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. Getting an appraisal from Richard Mulderick FVM Appraisals is your chief weapon when contesting your property tax assessment.Appraisals to remove PMIA preferred way to cut costs for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your property. In most cases you can apply to your lender to have the PMI canceled from your loan. At Richard Mulderick FVM Appraisals, we're qualified in helping customers just like you abolish unneeded and unwanted PMI insurance.Was your HELOC recently frozen?If your home is near a declining area, your lender might make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be difficult and inconvenient from a cash flow viewpoint, but it can be unfavorable to your credit score since it may appear as though that credit line is maxed out. Richard Mulderick FVM Appraisals can provide you with an expert appraisal to help you reinstate your HELOC.Field and Desktop Appraisal Review ServicesHave you just gotten a copy of your appraisal and you would like to have a seasoned appraiser double-check it for verity or do you desire a second opinion without the cost and delay of waiting for a whole new appraisal? An appraiser from Richard Mulderick FVM Appraisals can go out and check the subject and comparables in a field review. If you need it in a rush, we'll provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.We can also provide a retrospective review of any appraisal you may have had done before. While typically requested by banks, you may need to utilize this service if you suspect mortgage fraud related to your house. |
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